Industry Information
Aztec Finance is a responsible lender and wants to remove any confusion about the finance industry. Here's help with learning your rights, and separating the greys out from the black and whites! Something not here? Contact us!
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Organising your budget, travel details, difficult legal jargon, consumer rights and finding the right deals are all things we can help with here.
Ministry of Consumer Affairs [Link]
Credit - A guide for consumers (debtors) who enter into credit contracts (loans) from 1 April 2005. The law that covers these contracts is called the Credit Contracts and Consumer Finance Act 2003 [The CCCF Act].
Credit (Repossession) Act 1997 - This law covers the process that a creditor (a person or company you owe money to) or their agent must follow when they repossess goods under a credit sale contract or loan contract.
Commerce Commission [Link]
Consumer Credit - A brief overview of The CCCF Act, and the Commission's role in administering it.
Consumer Credit Contracts - A brief overview explaining Consumer Credit Contracts.
Credit Contracts and Consumer Finance Act 2003 [PDF 179kb] - A publication written by the Commerce Commission.
New Zealand Legislation [Link]
Credit Contracts and Consumer Finance Act 2003 - For those wishing to see the entire statute.
Credit (Repossession) Act 1997 - For those wishing to see the entire statute.